Development Exit Bridging Loans UK

What is Development Exit Bridging Finance?

Development exit bridging finance provides flexible refinancing solutions for completed development projects, allowing developers to exit development finance, hold properties for optimal sale prices, or transition between project phases.

How Development Exit Bridging Works

Development exit bridging loans work by refinancing completed developments, providing developers with flexible terms to hold properties while arranging optimal sales or transitioning to long-term financing. This allows developers to maximize profitability and maintain project momentum.

The Development Exit Process:

Project Completion: Finish development project

Exit Planning: Determine optimal exit strategy (sale, refinance, or hold)

Bridging Finance: Secure exit bridging loan

Property Management: Hold or market properties

Exit Execution: Sell properties or refinance to long-term mortgages

Benefits of Development Exit Bridging

Development exit bridging finance offers significant advantages for developers, including the ability to hold completed properties for optimal sale prices, avoid forced sales, and maintain cash flow between projects.

Key Benefits:

Avoid Forced Sales: Hold properties for optimal market conditions

Maximize Profitability: Wait for best sale prices

Project Continuity: Maintain momentum between development phases

Flexible Terms: 1-24 month terms to suit your exit timeline

Cash Flow Management: Preserve capital for next project

Requirements and Eligibility

Eligibility for development exit bridging loans depends on the completed development's value, market conditions, and your exit strategy. Lenders assess the property values and your ability to execute your exit plan.

What Lenders Consider:

Completed development value

Market conditions and sale potential

Realistic exit timeline

Borrower's development track record

Clear exit strategy (sale, refinance, or hold)

Real-World Examples

Case Study: Residential Development

A developer completed a 15-unit residential development but wanted to hold units for 6 months to achieve better sale prices. Using a development exit bridging loan of £2M, they refinanced from development finance, held the properties, and sold them over 6 months at prices 15% higher than immediate sale would have achieved.

Getting Started

Ready to exit your development project? Our team can help you secure flexible exit finance that maximizes your profitability and maintains your development momentum.