Terms of Service

1. Acceptance of Terms

By accessing and using the FastBridgeFunding website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

We reserve the right to modify these terms at any time. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

2. About Our Services

FastBridgeFunding is a lead-generation and introducer service. We are not a broker, lender or adviser. We pass your enquiry to specialist bridging lenders and FCA-authorised partner brokers. We provide:

• Information about bridging loans and property finance
• Quotes and loan comparisons from multiple lenders
• Application assistance and support
• Access to our network of UK bridging loan providers

We are not a lender, broker or adviser. We act only as an introducer, passing your details to specialist bridging lenders and FCA-authorised partner brokers. We deal only with unregulated bridging loans (for investment, commercial, land and development property). Where an enquiry concerns a property you or a close family member live in or intend to live in, that is a regulated mortgage and we will refer you to an FCA-authorised broker.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a UK resident or have a UK property
• Have the legal capacity to enter into financial agreements
• Provide accurate and complete information

We reserve the right to refuse service to anyone at our discretion.

4. Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to our systems or data
• Transmit any viruses, malware, or harmful code
• Interfere with or disrupt the website or servers
• Use automated systems to scrape or extract data
• Impersonate any person or entity

5. Loan Applications

5.1 Application Process

When you submit a loan application through our website:

• You authorize us to share your information with potential lenders
• You agree to provide accurate and complete information
• You understand that approval is subject to lender criteria
• You acknowledge that quotes are estimates and not binding offers

5.2 Credit Checks

By submitting an application, you consent to:

• Credit reference agency searches
• Fraud prevention checks
• Identity verification
• Property valuation assessments

These checks may leave a footprint on your credit file.

6. Fees and Charges

Our services may be subject to fees, which will be clearly disclosed before you commit to any service. Fees may include:

• Introducer/referral fees (where applicable)
• Arrangement fees charged by lenders
• Valuation and legal fees
• Exit fees (when applicable)

All fees will be clearly explained before you proceed with any loan agreement.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of FastBridgeFunding or its licensors and is protected by UK and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

8. Disclaimers

8.1 No Guarantee

While we strive to provide accurate information and connect you with suitable lenders, we cannot guarantee:

• That you will be approved for a bridging loan
• Specific interest rates or terms
• Loan approval timelines
• That quotes will match final offers

8.2 Information Accuracy

We make every effort to ensure information on our website is accurate and up-to-date. However, we do not warrant the completeness, accuracy, or reliability of any information. Rates, terms, and availability are subject to change without notice.

9. Limitation of Liability

To the maximum extent permitted by law, FastBridgeFunding shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of profits, revenue, or data
• Losses arising from loan applications or decisions
• Errors or omissions in website content
• Third-party actions or services

Our total liability shall not exceed the amount of fees paid to us, if any.

10. Indemnification

You agree to indemnify and hold harmless FastBridgeFunding, its officers, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these Terms, or infringement of any rights of another party.

11. Regulatory Information

FastBridgeFunding operates only as a lead-generation and introducer service. We are not a credit broker, a lender or a financial adviser, and we are not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide credit, advice or recommendations. We may receive a fee for introducing customers to lenders or partner brokers.

We introduce only unregulated bridging loans (for investment, commercial, land and development purposes). These loans are not regulated by the FCA, and protections such as the Financial Ombudsman Service and the Financial Services Compensation Scheme do not apply to them. Where an enquiry concerns a regulated mortgage (a loan secured on a property you or a close family member occupy or intend to occupy), we will refer you to an FCA-authorised broker.

12. Complaints

If you have a complaint about our services, please contact us:

We will investigate your complaint and respond within a reasonable timeframe. Please note that, as an unregulated introducer service, we do not fall within the remit of the Financial Ombudsman Service. If your enquiry was passed to an FCA-authorised partner broker or lender, their own regulated complaints procedure (including any Financial Ombudsman Service rights) will apply to the service they provide.

13. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the English courts.

14. Contact Information

For questions about these Terms of Service, please contact us: