Fast, Flexible Bridging Loans UK-Wide

Auction property? Chain break? We've got your back.

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Who It's For

Fast bridging finance for every situation

Property Investors

Quick finance for investment opportunities, refurbishments, and portfolio growth

Auction Buyers

Fast funding for auction purchases with tight exchange deadlines

Homeowners Facing Delays

Bridge the gap when your property chain breaks down

How It Works

Get your bridging loan in 3 simple steps

1

Quick Assessment

Tell us about your property and financing needs through our simple online form

2

Expert Matching

Our specialists find the best lenders and rates for your specific situation

3

Fast Completion

Complete your bridging loan in as little as 7 days with full support

£500M+
Loans Arranged
1000s
Happy Clients
7 Days
Average Completion
15+ Years
Industry Experience

Why Choose FastBridgeFunding?

The UK's most trusted bridging loan specialists

Lightning Fast

Decisions in 24 hours, funds in 5-7 days. No delays, no excuses.

Competitive Rates

From 0.45% per month with transparent fees. No hidden charges.

Expert Support

Dedicated specialists guide you through every step of the process.

100+ Lenders

Access to the UK's largest panel of bridging loan providers.

95% Success Rate

Proven track record of getting deals approved and funded.

All Property Types

Residential, commercial, land, development - we fund it all.

Frequently Asked Questions

Get answers to common bridging loan questions

What is a bridging loan?

A short-term finance solution secured against property, designed to be repaid within 3-18 months. Perfect for time-sensitive transactions while arranging permanent financing.

How quickly can I get approval?

Most bridging loans approved within 48-72 hours, with funds available in 5-7 days for straightforward cases with proper documentation.

What deposit do I need?

Most bridging lenders require you to contribute 25% to 40% of the property's value as your share of the purchase. This is not a fee paid to the lender — it's your equity in the deal, similar to a deposit in a traditional mortgage. Some lenders may offer higher loan-to-value (LTV) options depending on the property, your credit profile, and your exit strategy.

Can I get a loan with bad credit?

Yes, many lenders focus on property security and exit strategy rather than credit history. Specialist lenders often accept applications banks decline.

What are typical rates and fees?

Interest rates range from 0.5-1.5% per month, with arrangement fees 1-3% of loan amount. Factor in valuation, legal, and exit fees.

What's an exit strategy?

Your plan for repaying the loan - selling property, refinancing to mortgage, or using other funds. Essential requirement for approval.

Good for auction purchases?

Perfect for auction properties with 28-day completion deadlines. Many lenders offer pre-approval for confident bidding.

Regulated vs unregulated loans?

Regulated loans for residential properties offer consumer protections. Unregulated for investment/commercial use offer more flexibility.

How much can I borrow?

£100,000 to several million pounds. Up to 90% LTV for residential and commercial properties.

Good for refurbishment?

Yes, development finance covers purchase and renovation costs. Funds released in stages as work progresses.

Have more questions? Get personalized answers below.

Get Your Free Quote

Get Your Free Quote

Tell us about your needs and get a personalized quote in minutes

Personal Information

Loan Requirements

Free Quote
No Obligation
Fast Response

Trusted & Regulated

Your security and trust are our top priorities. We're fully regulated and trusted by thousands of UK property investors.

FCA Regulated
Authorised & Regulated
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Your Data Protected
4.9/5 Rating
500+ Reviews
NACFB Member
Industry Certified

Trusted by 2,500+ UK property investors

What Our Clients Say

Don't just take our word for it. Here's what our satisfied clients have to say about our bridging loan services.

S

Sarah Thompson

London

5/5
"Absolutely fantastic service! I needed a bridging loan for a property auction in Kensington and they had everything sorted within 5 days. The team was professional, knowledgeable, and kept me informed every step of the way. Couldn't recommend them highly enough!"

Use Case: Auction Purchase

Loan Amount: £1,200,000

Completion Time: 5 days

E

Edward Wilson

Chelsea

5/5
"I'm a property developer working on luxury developments in Central London. This company stands out for their speed, competitive rates, and excellent customer service. They understand the high-end property market and work with you, not against you."

Use Case: Refurbishment

Loan Amount: £3,500,000

Completion Time: 7 days

C

Charles Davies

Richmond

5/5
"Facing repossession on our Richmond property was terrifying, but this company gave me hope and a solution. They arranged a bridging loan to pay off my existing mortgage and gave me time to sell properly. Truly life-changing service."

Use Case: Repossession Prevention

Loan Amount: £1,800,000

Completion Time: 6 days

Frequently Asked Questions

Get answers to the most common questions about bridging loans

Still have questions?

Our expert team is here to help you with your bridging loan needs