Compare the best bridging loan rates from 0.45% monthly. Get same-day quotes and 5-7 day completion.
Find the best bridging loan rates from top UK lenders
| Lender | Monthly Rate | Max LTV | Loan Range | Speed | Key Features |
|---|---|---|---|---|---|
Prime Bridging | 0.45% per month | 75% | £100,000 - £25,000,000 | 5-7 days |
|
FastBridge Funding | 0.50% per month | 80% | £100,000 - £15,000,000 | 3-5 days |
|
QuickBridge | 0.55% per month | 70% | £250,000 - £10,000,000 | 7-10 days |
|
BridgeDirect | 0.60% per month | 65% | £500,000 - £5,000,000 | 10-14 days |
|
Understanding the factors that influence your bridging loan rate
Residential properties typically secure better rates than commercial or development properties. Prime residential locations can access rates from 0.45% monthly.
Lower LTV ratios secure better rates. Loans at 60% LTV typically get 0.45-0.50% monthly, while 75% LTV loans may attract 0.55-0.65% monthly.
Experienced property investors with strong track records can negotiate better rates. First-time borrowers may pay 0.05-0.10% more monthly.
Shorter terms (3-6 months) often secure better rates than longer terms (12-24 months). Lenders prefer quick exits and lower risk exposure.
Clear, achievable exit strategies (sale, refinance, development completion) help secure better rates. Unclear exits increase lender risk and rates.
Larger loans (£1M+) often secure better rates due to economies of scale. Smaller loans (£100k-£500k) may attract slightly higher rates.
Common questions about bridging loan rates and costs
Get answers to the most common questions about bridging loans
Our expert team is here to help you with your bridging loan needs
Get same-day quotes from multiple lenders and secure rates from 0.45% monthly
Discover our comprehensive range of bridging finance solutions across the UK
Secure fast finance for auction properties with completion deadlines as short as 48 hours.
Finance property renovation and development projects with flexible bridging solutions.
Bridge the gap when your property chain breaks down or you need to complete quickly.
Access equity from your current property while searching for your next home.
Secure land for development projects with fast access to bridging finance.
Exit your development project with flexible refinancing options.
Call now to speak with our team. Available 24/7 with instant responses and expert guidance when you need it most.